A loan of $675 helped to buy farm implements and expand her horticulture business.

Ruth's story

Ruth is an enterprising woman, intelligent, responsible, and capable. She lives in a rural area in the Kitale area of Kenya, an area high in poverty but full of enterprising people who, with knowledge and attitude, will, and enthusiasm want to be successful. She is 43 years old and a proud mother of angelic-looking children who she really adores and cherishes. Other than doing some small business, Ruth is a very hardworking farmer who has been farming for the past five years. She has gained so much experience through those years of farming. Ruth practices mixed farming. That is, she grows maize and keeps dairy cows, and through these activities she has been able to earn a decent and honest income. Because of the passion she has for farming, she has even nicknamed one of her cows. She really enjoys taking care of her cows.

Although Ruth has been making profits through farming, not everything has been easy for this humble and industrious mum. Her farm has not been producing as much of a harvest because of the lack of fertilizer and good seeds and the presence of pests and diseases. That is why she is seeking a loan to buy farm implements and buy seeds so as to expand her horticulture farm. Through the loan, Ruth will be assured of a bumper harvest, and this will translate into more profits and cash. Through the use of good seeds and fertilizer, she will increase her profit margins. Through this loan, Ruth will be able to expand her horticulture business. She sees a lot of room for improvement and growth. What is lacking is the capital to drive the positive change.

With your loan, Ruth will make enough income to take care of her family and other farming expenses. She wakes up early and goes to sleep very late every day to give her family a decent living and afford her children a proper education.

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