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Efren raises cattle and farms potatoes to sell the produce to local businessmen. He lives with his wife and young son in Kallutaca de la Provincia de los Andes, of the La Paz department, located two hours from the city of La Paz, Bolivia. As a second job, he uses his own automobile to provide public transportation.

A loan would enable him to buy a dairy cow in order to increase milk production. It is his first loan with Impro; his evaluation qualifies him to receive it.
View original language description ↓
Efren se dedica a la cría de ganado vacuno y a la siembra de papa cuya producción vende a comerciantes de la zona.

Vive. en la comunidad Kallutaca de la Provincia Los Andes del departamento de La Paz ubicado a dos horas de la ciudad de La Paz.
Como segunda actividad se dedica al transporte publico en el vehiculo que es de su propiedad

Vive junto a su esposa y su pequeño hijo

El crédito lo destinara para incrementar su capital para poder comprar una vaca lechera y así incrementar la producción de leche.

Es el primer crédito con Impro, la evaluación realizada le califica para otorgarle el préstamo

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Efren to buy a dairy cow for selling milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 19, 2009
Mar 17, 2009
Currency Exchange Loss:
Mar 15, 2010