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Saima Abdul Latif Group
In this Group: Saima , Sakina , Abida Jabeen , Farzana Maqbool , Ayesha , Muniran
Saima baji is 28 years old and a married lady and citizen of a city named Vehari, Pakistan for the past 8 years. Saima baji is an uneducated lady; she couldn’t study because her parents had few financial resources. She is married to a man whose name is A. L. and he has an animal-selling business. He buys animals from the animal market and sells to the butcher shops and earns a profit. He has been in this business for the past 10 years.

Saima baji is the mother of one son whose name is Chand and he is in kindergarten. Saima baji is a highly determined lady. She wants to see her son at the peak of success and for this purpose she prepares embroidered dresses and sells them to clothing shops and earns a profit. She saves her income to be able to admit her son to a good school. She successfully repaid her first loan from Asasah (a micro-finance institute in Pakistan). Now she is applying again for a loan to buy goats for her husband's animal-selling business.

She is the group leader for some more women from her locality. Sakina baji wants a loan to buy material (lentils, cooking oil, and spices) for her food business. Abida Jabeen wants a loan to buy bakery items (bread and butter) to sell. Farzana Maqbool baji wants a loan to buy cold drinks for her drink corner. Ayesha baji wants a loan to buy fruits for her fruit-selling business. Muniran baji wants a loan to buy thread to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 257
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 80.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima Abdul Latif Group's $1,100 loan helped a member to buy animals to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2009
Mar 7, 2009
Currency Exchange Loss:
May 24, 2010