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Bron's Group
In this Group: Bron, Smin, Khling, Phlaing, Deom
This is a small group of five borrowers. K. is 25 years old and is the mother of one young child. She is married to Sokhov, age 35, who runs a bicycle and motorbike repair service in front of his house. K. owns a general store where she sells cooked ingredients, kid's sweets, and plastic and tin containers to the whole community.

Because her store is located in the middle of a busy street, K. can sell many products every day. She is a struggling mother and a responsible neighbor. To meet her family's demands, she has recently planned to increase her income based on her selling. Therefore, K. is taking a loan to buy more ingredients and more products for her store. The loan will benefit her business.

There are four other members of the loan group. M., age 22, owns a small grocery store front of his house. He is looking a loan to buy more cooked ingredients for his store. N., age 47, owns a shop where she sells breakfast food. She is taking a loan to renovate her shop. P., age 29, is a motor taxi driver who is applying for a loan to buy a new motor because his old motor is broken very often. P., age 31, is a furniture maker who is looking for a loan to buy a electric machine for his home.

Mr. M. and Mr. P. were not available when the photograph was taken so their wives appear in the photograph instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bron's Group's $1,000 loan helped a member to buy more ingredients and more products for her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 20, 2009
Mar 6, 2009
Currency Exchange Loss:
Feb 15, 2010