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Freda S., 41, is married with five children. She has five years of experience in the cattle farm/plantation business. She sells to the general public/villagers four days per week.

She has had six previous loans with SPBD, Kiva's partner. She expects her weekly net cash flow to be 1250 Tala (about $520).

SPBD loans are Freda’s only access to capital because she was never able to qualify for a loan with the traditional banks. Freida's loan will be used to buy chemicals, knives and sacks of fertilizer for her plantation business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 25
    View loans »
    Samoa Loans Fundraising
  • $8,515,750
    Funds lent in using Kiva
  • 3.1
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Freida to buy chemicals, knives and sacks of fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2009
Mar 10, 2009
Currency Exchange Loss:
Mar 15, 2010