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Laiy R., 54, sells rice noodles in the local market of her Siem Reap province. She is married with four children. Two of her children are in school while two others work as mechanics with their father.

She typically makes about $2.50 each day, and would like a loan to invest in a new business. In order to increase her profits, she is asking for $1,000 to start a new groceR. business and to purchase mechanic tools for her children.

(Mrs. Laiy R.'s husband is pictured at home.)

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Laiy to start a grocery business and purchase mechanic tools.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 13, 2009
Mar 5, 2009
Currency Exchange Loss:
Sep 16, 2010