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Victor Manuel
Mr. Victor Manuel lives in the San Juan neighborhood, located in La Concepción, together with his wife and three children. Victor’s wife has dedicated herself to commerce for the past twenty-five years, and he is a farmer. His plans for his family include providing better living conditions for them, since they all sleep in the same room. Victor dreams of being able to plant more pitahaya (“dragon fruit”) crops, so he can earn a better income and provide a brighter future for his young ones. With the financing, he would like to buy fertilizers to apply to his crops. In this manner, he can have a better rate of production and sell his goods for a better price at the market.
View original language description ↓
El señor Víctor Manuel, habita en el barrio San Juan ubicado en la Concepción junto a su esposa y tres hijos, la esposa de don Victor se dedica al comercio desde hace veinticinco años y él es agricultura; los planes hacia su familia es mejorar las condiciones de sus hijos ya que todos duermen en un mismo cuarto, los sueños de don Victor es llegar a establecer mas cultivo de pitahaya para obtener mas ingresos y darle un mejor futuro a sus pequeños. Con el financiamiento quiere comprar fertilizantes para aplicárselo al cultivo y así obtener una mejor producción y vender a mejor precio al mercado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Victor Manuel to purchase fertilizers and agricultural products to improve his production.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Feb 27, 2009
Mar 10, 2009
Currency Exchange Loss:
Nov 15, 2009