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Hem S., 35, sells rice noodle in the Siem Reap province. Every day, she makes about US$1.5. Rice noodle is one of favorite foods among the Cambodian people. It is served with vegetables and soup. Her husband has a business selling wood and makes US$5 per day. This couple has four children, two of whom are in school and two who are construction workers. Hem S. would like to take out a loan so that she can purchase a motorbike for her husband to transport wood.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,806,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Hem to purchase a motorbike to transport wood.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 4, 2009
Mar 4, 2009
Currency Exchange Loss:
Jul 17, 2010