Akua A. is married and has six children. Two of Akua's children are in junior high school. She lives with her family at Wasa Simpa, a suburb of Tarkwa in the western region of Ghana. She is 50 years old. Her husband is a farmer who harvests maize. For the past 4 years, Akua has run a shop where she sells items like women's rubber slippers and bags of rice. Through Akua's unique customer care and bookkeeping management she has attracted many customers who buy from her stand. Sometimes she sells her items door to door ("hawking").
Akua belongs to a village bank called "Joy." Akua is constrained by funds for running her business. She hopes to receive GH¢500 to make business progress by restocking her inventory. The loan will help her upgrade her inventory by purchasing good quality and in more quantity. She needs the loan to inject more working capital into the business to scale up business progress. She will be grateful for that assistance.