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Nguyễn Thị Hoa Group
In this Group: Nguyễn , Chu , Nguyễn , Dương , Đặng
Mrs. H., 40 years old, is living with her husband and three children (two of them go to school, and one stays at home helping her). Her husband is a worker at construction sites and cannot help her to trade. She is very active, and her fruit shop has good business. The daily income of her family is about VND150,000-170,000.

In this second loan cycle, she borrows VND4,704,000 for 50 weeks to invest more in buying and reselling fruits. Other members in her group include:

+ Ms. Chu Thi B. borrows VND4,256,000 in 50 weeks to buy supplies for dried rice pancake.

+ Mrs . Nguyen Thi Hoi borrows VND4,704,000 in 50 weeks to invest in fruit trading

+ Mrs. Duong Thi Hong borrows VND4,704,000 in 50 weeks to invest more in clothes trading

+ Mrs Dang Thi Huong borrows VND4,704,000 in 50 weeks to invesst more in clothes trading.
View original language description ↓
Chị H., 40 tuổi, hiện đang sống cùng cH. và 3 con (2con đi học và 1 con ở nhà buôn bán cùng chị). CH. chị làm nghề xây dựng nên suốt ngày theo công trình không thể giúp chị bán hàng. Chị rất tháo vát nên 2 mẹ con chị đã mở cửa hàng H. quả rất có lộc. Thu nhập hàng ngày của gia đình chị khoảng 150000-170000 vnđ/ ngày. Lần này chị vay 4704000 vnđ/chu kì 2/ 50 tuần để bổ sung vốn buôn bán H. quả. Các thành viên còn lại trong nhóm của chị:
Chị Chu Thị B. vay 4256000 vnđ/ 50 tuần để mua nguyên liệu tráng bánh đa nem.
Chị Nguyễn Thị H. vay 4704000 vnđ/ 50 tuần để thêm vốn buôn bán H. quả.
Chị Dương Thị H. vay 4704000 vnđ/ 50 tuần để thêm vốn bán quần áo.
Chị Đặng Thị Hường vay 4704000 vnđ/ 50 tuần để thêm vốn bán quần áo.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 76
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 17,435.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nguyễn Thị Hoa Group's $1,325 loan helped a member vay vốn buôn bán.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2009
Mar 12, 2009
Currency Exchange Loss:
Feb 15, 2010