A loan of $950 helped a member to buy an auto-rickshaw (a local three-wheeled motor vehicle).


Ghulam Fatima M. Hanif Group's story

Ghulam Fatima baji is a 58-year-old married woman who has lived in Borewala, Pakistan for the past 35 years. Her husband, M. H., has run a tea stall in the community for the past 3 years. Fatima baji is the mother of two children: one son and one daughter. Her son drives a rented auto-rickshaw (a local three-wheeled motor vehicle). Her daughter is 12 years old and reads in 8th standard.

Fatima baji is a seamstress. She sews clothes to share the financial burden of her husband. She successfully repaid her two previous loans from Asasah, a microfinance institute in Pakistan. Now she is applying for a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle) for her son.

She is a the leader of a group of women in her locality. Mukhtaran baji wants a loan to buy an animal to sell. Nasreen baji wants a loan to buy cosmetics to sell. Kosar baji wants a loan to buy a lath machine. Another woman, also named Mukhtaran baji, wants a loan to buy leather to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: 'Baji,' which means 'older sister,' is a term of respect for women in Pakistan.

In this group: Ghulam Fatima , Mukhtaran , Nasreen , Kosar , Mukhtaran
*not pictured


Loan details


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Loan details