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Ludmila is married with two children. She sells clothing for children and teenagers at Obraztsoviy market in Melitopol city. She started this business 11 years ago because she just liked selling this kind of clothing. Ludmila changed several business locations and finally got a good one at one of the best markets.

Ludmila lives with her husband and their younger son, who is a college student. Ludmila helps her son cover his college tuition. Both her husband and son are very supportive of Ludmila in her business. They plan to remodel their house.

Ludmila would like to borrow 7,500 UAH to purchase spring inventories. She would spend the additional income for her family's needs.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 12
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.4
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Ludmila to purchase spring inventories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2009
Feb 26, 2009
Currency Exchange Loss:
Mar 15, 2010