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Naseem Allah Rakha Group
In this Group: Naseem , Maryam , Naseem , Shahnaz , Shahnaz , Hajra
Naseem baji is 30 years old, married, and lives in Kot Radha Kishan, Pakistan. Her husband is A. R., and he works in a factory. Naseem baji is the mother of three sons. All of her sons are free and don’t do anything. Naseem baji has been selling warm clothes for the past five years. She does this work to share the financial burden with her husband. She successfully repaid her first loan from Asasah (a microfinance institute in Pakistan). Now she is applying again for a loan to buy more warm clothes to sell.

Naseem baji is a group leader of some more women of her locality. Maryam baji and Naseem baji each want a loan to buy buffalos for their milk-selling businesses. Shahnaz baji wants a loan to buy paints to sell. Another Shahnaz baji wants a loan to buy cosmetics to sell. Hajra baji wants a loan to buy groceries for her grocery shop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 213
    View loans »
    Pakistan Loans Fundraising
  • $17,693,750
    Funds lent in using Kiva
  • 79.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem Allah Rakha Group's $1,300 loan helped a member to buy warm clothes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 23, 2009
Feb 25, 2009
Currency Exchange Loss:
May 22, 2010