A loan of $175 helped to purchase bags of milled rice for sale.


Joy's story

Joy L., 28 years old, is a typical "tapisero" (sugarcane cutter) of Barandias, Pangantucan, Bukidnon, Southern Philippines. She and her husband receive PHP100 (USD$2.50) a day for their labor. The couple comes from the Manobo tribe and they have been in financial difficulty for the past years. She then decided to engage in rice trading with her co-"tapaseros" as her main customers. Currently, Joy and her husband continue to be "tapaseros" so they can earn additional income. However, income is not sufficient for the family. To expand her business, she needs an additional capital amounting to PHP 8000 to purchase milled rice directly from the farmers.



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Loan details