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Margarita is a member of the Bancomunal Siempre Juntas. She has a live in partner and is 33 years old. She has three children ages 11, 10, and 8 who all attend public school. Margarita was raised by her relatives because her parents past away when she was young. Her father-in-law started a construction materials transportation business with rented cars. Now his children continue to run the business and her husband drives one of the trucks. Margarita visits the clients and collects the payments.

She needs a loan of 3,000 soles in order to purchase gasoline and pay for the garbage dump. Since working with FINCA, she has learned how to operate the business, be more organized, and has been able to teach her husband what she learns at the Bancomunales.

Margarita's dream is to own a dump truck.
View original language description ↓
Margarita es socia del Bancomunal Siempre Juntas.
Margarita es conviviente tiene 33 años, tres hijos de 11,10 y 8 años que están en la escuela estatal.
Margarita se crió con sus tíos por que sus padres fallecieron; su suegro empezó el negocio de transporte de materiales de construcción con carros alquilados. Ahora los hijos continúan el negocio su esposo maneja un camión, ella va haber a los clientes y hace las cobranzas.
Necesita un préstamo de 3000 soles, para comprar petróleo y pagar al botadero.
Desde que esta en Finca, aprendió a manejar el negocio, trabaja mas ordenada, ella le explica a su esposo lo que le enseñan en los Bancomunales.
El sueño de Margarita es tener un volquete para ella.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 3.2
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Margarita she needs a loan for 3,000 soles to purchase gasoline and pay for the garbage dump.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 11, 2009
Mar 1, 2009
Currency Exchange Loss:
Aug 15, 2009