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Kulabako Faridah Group
In this Group: Faridah, Lukiya, Justine, Dorothy, Janet
N. is 27 years old and married with 4 children. She rents a one-room house and four people live in it. She has access to piped water and electricity. She does not have additional family to look after.

She normally has four meals a day. Her greatest expenditure is food, because all the food they eat at home is purchased.

N. runs a salon / cosmetics shop which is located in the market centre. She works 5 days a week, and her only expense is market dues for her business.

She mainly receives women customers to her salon. She has done this business for over six years now, although previously she had tried to sell piped water to her neighbours. The only problem she sometimes faces in her business is the potential for losses, although it is not common occurrence.

She has been with MCDT for five years now, and the reason why she chose to work with MCDT is because she wanted to start a business. She is going to use this loan to increase her business.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,965.0
    Uganda Shillings (UGX) = $1 USD