A loan of $900 helped to purchase wheat and rice to sell.


Ruziniso's story

Ruziniso Y., 46, has raised two children with her husband, and for 15 years has worked in the city’s largest local market selling rice, wheat and vegetables subject to the season. The business is very stable and generates the main income for the family as her husband is retired on a pension. Ruziniso has been working with IMON for three years and has proven to be a reliable client. Today she is requesting $900 for the term of 12 months in order to purchase wheat and rice to sell. Ruziniso thanks all for their support and promises to pay the loan in time.

More about Tajikistan and IMON International

Tajikistan is perhaps best known for its rich history, including being a key post along the Silk Road, the end of Alexander the Great's rule, and its famous great thinkers, philosophers, scientists and poets such as Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, and Mavlavi Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. Even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war which ignited soon after its independence from the U.S.S.R. further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj



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