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Nakayza Ziyada Group
In this Group: Beatrice, Grace, Fatumah, Ziyada

Ziyada N. is 30 years of age and married. She rents a one-room house where she stays with her two children and husband. They have access to piped water and electricity. Ziyada has two meals a day and her greatest expense in a month is that of feeding and paying tuition for her children.

Ziyada runs a food kiosk in the market and must pay market dues for operating there. She receives about 15 clients a day and they are both men and women. She has done this kind of business for over 10 years now and has not done any other type of business before. The main challenges she faces while doing her business are the rainy season and petty thieves, who are many in the market in which she operates.

She has worked with MCDT for seven years now. She chose to work with MCDT because through MCDT she receives enough money to boost her business. She will use this loan to pay school fees for her children and use the balance to pay rent for the house in which she stays. Ziyada hopes to continue expanding her business to improve on her income.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 140
    View loans »
    Uganda Loans Fundraising
  • $33,609,650
    Funds lent in using Kiva
  • 1,965.0
    Uganda Shillings (UGX) = $1 USD