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Nalule Harriet Group
In this Group: Harriet, Salima, Oliver, Sarah

Harriet N. is 30 years of age and married with four children. She rents a two-room house in which six people are leaving. She has access to piped water and electricity and the family has three meals a day.

Harriet runs a salon and that is how she earns her living. She rents the shop that houses her salon. She receives over 15 customers a day and all of them are woman. She has done this kind of business for over seven years now. The only challenge she faces is that her salon is a bit hidden from customers as it's not along the way. So she is not satisfied with the location of her salon and hopes to move it to a busier place.

She has been with MCDT for over three years now and the reason why she chose MCDT is because the loans are not delayed when requested. She has been with her group for three years. She will use this loan to buy more braids for plaiting hair. She also wants to shift the location of her salon to a busier place to increase on the number of clients she gets a day, which will increase her income.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 130
    View loans »
    Uganda Loans Fundraising
  • $33,805,925
    Funds lent in using Kiva
  • 1,965.0
    Uganda Shillings (UGX) = $1 USD