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T. is 47 years old and a resident of Banteay Meanchey Province, Cambodia. She has four children: two of them are single and live with her, and the other are married and lived separately. To help earn a stable family income, one of her sons works as a rice trader in Sereysophon market with an income of $4 per day. T. is married to Khy, 64, who owns a rice milling machine. T. currently wants to plant crops on her farmland for the coming traditional festival. So T. is applying for a loan of $600 to hire a tractor to plow her farmland and to buy natural fertilizer.

She dreams of having a bigger house and a master's degree for her daughter. T. was not available for the photograph so Khy is in the picture instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 79
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Sok to hire a tractor to plow her farmland and to buy natural fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2009
Feb 25, 2009
Currency Exchange Loss:
Feb 15, 2010