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Mrs. Flordeliz S., 37 years old, married to a motorcycle driver, is presently residing at Cagay-anon, Sinacaban,Misamis Occidental. She has a 12-year old daughter studying at Jimenez Central School. She is engaged in retailing gasoline. The motorcycle drivers and fishermen are her main customers.

The business was started with a minimal capital of PhP 2,000 she got from her savings. One day a friend came to visit here and told regarding PMPC and the services being offered to its members. She was so impressed then and believed that she will be helped in having additional capital so she can augmentincome for the household.

She then attended the seminar and became a full-pledged member and was able to avail of a loan. Now, she is in her fourth loan cycle amounting to PHP5,000. She is hoping that through PMPC she can send her only daughter to school, later on finish college and have a stable job for her the bright future of her own family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 466
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 48.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Flordeliz to purchase additional gasoline for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 20, 2009
Feb 24, 2009
Currency Exchange Loss:
Jul 15, 2009