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Monika is 34 years old and the mother of six children. Monika’s husband has a steady income from his job as a night watchman in a local hotel, however, Monika felt she should share equally in the financial management of their large family and subsequently joined SPBD; she now runs a small taro and fruit plantation and sells her products at a small stand to local villagers. Monika dreams of being able to save enough to build a proper house for her children and admits to being ashamed of her small, open Samoan house. Monika readily praises the financial support she received from the micro-loan programs and believes with further reinvestment in her business and hard work, she can reach her dreams. In the meantime, she will use part of her requested loan funds to make some much-needed repairs to the roof of her home.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 61
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Monika buy fertilizers, weed killers and perform home improvements.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jun 14, 2007
May 30, 2007
Currency Exchange Loss:
Feb 2, 2009