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Carmen is a member of the Bancocomunal Siempre Juntas. She is 56 years old, married, and has a 14-year-old son who is attending a private school. Carmen started her clothing business with loans from Finca. She started by buying polo shirts, and now her niece sends her clothing from Italy three times a year: Mother's Day, Fiestas Patrias and Christmas. Carmen needs a loan of 3,400 Soles to buy more clothes imported from Italy. As her business has grown, she's learned how to save and manage her money, and how to draw capital gains. Carmen's dream is to have a shop in her home, but she doesn't yet have the resources to make that happen.
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Carmen es socia del Bancomunal Siempre Juntas
Carmen es conviviente, tiene 56 años, un hijo de 14 años que esta en la escuela particular.
Carmen empezó su negocio de venta de ropa con los prestamos de Finca, empezó vendiendo polos, ahora su sobrina le manda ropa de Italia tres veces al año día de la madre, fiestas patrias, y navidad.
Necesita un préstamo de 3,400 soles, para comprar ropa importada de Italia.
Desde que esta en finca ha crecido en su negocio, aprendió ahorrar y como administrar su dinero, a sacar su ganancia del capital.
El sueño de Carmen es poner una tienda bazar en su casa, pero le faltan terminar los acabados.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $63,783,900
    Funds lent in using Kiva
  • 3.2
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Carmen to purchase clothing imported from Italy.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 11, 2009
Mar 3, 2009
Currency Exchange Loss:
Aug 15, 2009