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Oved Z. lives in Zone #4 in New Guinea. He is requesting a loan for the third time through AFODENIC (Kiva Field Partner) to continue improvements to his home. He hopes to plaster the walls of his house. He has been workign as a teacher in the University of Uraccan for the past 5 years. He is known as a young professional, very responsible and honest. He has demonstrated good conduct and and financial responsibility, and he is of the Christian religion. His wife runs the house, and even if they do not have any children they are a happy couple wanting professional and personal betterment. With the past loan, Oved built a home for the greater comfort of his family. This couple aspires to have a home with better amenities to welcome their first child.

View original language description ↓
Don Oved Zeledón vive en la zona # 4 de Nueva Guinea, esta solicitando su 3er crédito a la institución de AFODENIC para continuar mejorando su vivienda, lo que desea hacer ahora es repellar la habitación de su casa. Trabaja como docente en la Universidad URACCAN desde 5 años, se ha caracterizado por ser un joven profesional, muy responsable y honesto, ha demostrado buena conducta y moral crediticia y profesa la religión cristiana, su esposa se encarga de los quehaceres del hogar, a pesar que esta joven pareja no tienen hijos, son una pareja con alto espiritu de superación profesional y personal. Obved con el crédito anterior logro satisfactoriamente construir una habitación para una mejor comodidad de su familia, esta pareja aspira tener una vivienda con mejores condiciones para cuando nazca su primer hijo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 19.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Oved home improvement.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 27, 2009
Mar 3, 2009
Currency Exchange Loss:
Jul 15, 2010