On the other hand Elsa is separated, 44 years old and has 3 children; Elsa sells various kinds of footwear at the Sunday market in San Juan, she acquires her products in the city of Lima.
Edna is married, is 40 years old and has 2 children, Edna has a spot in the Nery García market where she sells groceries, an activity that she does every day.
The members need different loan amounts as 300 soles, 600 soles, 1000 soles, 900 soles for a total of 14,100 soles in loans from Banco Comunal. Their loans will be invested in the purchase of cheese, rice, sugar, shoes, school supplies, sweaters, pants, firewood, medicines, meat, animals. The dreams of the members are to increase their business, that their children succeed and become professionals, and to have enough savings for old age and to progress.
Las socias realizan diferentes negocios como la venta de quesos, calzados, abarrotes, ropa, animales menores, leña, elaboración de jugos y farmacia.
Como es el caso de Primitiva que es conviviente, tiene 39 años y 5 hijos, Primitiva vende quesos de manera ambulatoria que compra en las ferias.
Por otro lado Elsa es separada, tiene 44 años y 3 hijos, Elsa vende calzados variados en la feria dominical de San Juan, sus productos los adquiere en la ciudad de Lima.
Mientras que Edna que es conviviente, tiene 40 años y 2 hijos, Edna tiene un puesto en el mercado Nery García en donde vende abarrotes, actividad que realiza todos los días.
Las socias necesitan diferentes montos de prestamos como 300 soles, 600 soles, 1000soles, 900 soles haciendo un total de 14,100 soles de prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra de queso, arroz, azúcar, zapatos escolares, chompas, pantalones, leña, medicinas, carnes, animales.
Los sueños de las socias son aumentar sus negocios, que sus hijos salgan adelante y sean profesionales, tener los ahorros suficiente para la vejez y progresar.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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