Gathering coconuts is not an easy or safe job. But for Siavii, it is a way to ensure that she can fund the education of her children. She is thirty-six years old, and she is able to run her business gathering and selling coconuts with continuous help from her four children. Her husband works at one of the supermarkets in the capital, but his income is not enough to support their large family. So Siavii has requested a loan to invest in some tools that will help make her work more productive, hopefully enabling her to increase her sales.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.