Linda Y. is a single parent and has 2 children. She has received no formal education. Linda sells clothing at Coronation near Cape Coast, which she has done since 2004. Linda uses her income to pay for rent, utility bills and other financial expenses. Linda will use the loan as additional capital to enable her to buy more clothing to increase sales to meet the increase in demand by her costumers. With the new profits from her expanded business, Linda plans to save towards acquiring a piece of land for the building of the family house so that they can stop paying rent and also get a comfortable shelter for the family.