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Satia C. is 37 years old, married and has four children. Satia’s husband has been unable to provide a steady income that can support their family. Therefore, when she heard about the loan facilities available to women entrepreneurs, she joined SPBD’s program. Satia was confident that she could run her own business and support the family. She has since used two small loans to open a beach fale business. Her fales are small open huts with thatched roofs built in the style of traditonal Samoan houses. Satia caters to backpackers and picnickers. She is sure of the demand for her fales given their unbeatable location on the white sandy beaches along Samoa’s coast. She is anxious to build additional fales. She will use another loan to put up three more fales.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Samoa

  • $5,200
    Average annual income
  • 74
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Satia to build additional fales.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 9, 2007
May 24, 2007
Currency Exchange Loss:
Jan 15, 2009