Stella F. sells groceries like biscuits and canned products near the Elmina police station. Stella has received junior high education. She is married and has 4 children; her husband is a trader. Stella has been selling groceries since 2001. She is responsible for paying house keeping expenses since her husband takes care of the family’s financial needs. Her loan will be used to buy more groceries to meet the increase in demand by her customers. She hopes to use the new profits from her business to save towards a house she wants to put up for the children with her husband.