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Monica A. is forty years old. She is divorced but has given birth to three children, all girls. All of her children have completed junior high school but could not go further due to financial problems. They have taken to selling and learning a trade – hairdressing. Monica lives with her children in a rented apartment in a small town called Simpa, a farming community which is a few kilometers from Tarkwa in the Western Region of Ghana. She works as a petty trader to provide for her children.

Monica prepares ‘rice-kenkey’ and distributes it to retailers in her community. She says she uses local rice to prepare the "kenkey". She prepares rice-kenkey by first pounding the rice, mixing it with salt, wrapping it in plantain leaves and cooking it. She also sells her rice-kenkey in the local market apart from distributing it to retailers. Monica has been in business for over twenty years. It has been her desire to make savings enough so she can take very good care of the family. She wants a loan to procure bags of local rice in bulk.

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Monica to buy bags of rice.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 16, 2009
Feb 21, 2009
Currency Exchange Loss:
Oct 15, 2009