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Khy S., 49, is married and lives with her husband in the Kampong Cham province. She has been running a grocery store to earn a living since 2004, and is able to make around US$8 every day. Her husband is a taxi driver and makes US$8 a day as well. The couple has two children, each with different jobs. Mrs. S. would like to take out a loan to purchase more groceries for her store to meet her clients' demands.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khy to purchase additional groceries for the store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 28, 2009
Feb 20, 2009
Currency Exchange Loss:
Nov 15, 2009