A loan of $325 helped a member to ask for a loan to buy two more piglets for breeding to earn more income.


Ratha's Group's story

Mrs. Ratha M. is a group leader of five borrowers who all live in Damnak Key village in Kampong Chhnang province. She is a basket middleman and pig breeder. Since her business is going well, she wants to expand it by purchasing two more piglets for breeding to earn more income. Her husband, Mr. Neang Samnang, is a worker in the government department in the local district. Mrs. Ratha M. is 19 years old and the mother of a child who is too young to work or study.


All the members in this group loan have end-of-term loans so they are not required to pay any principal on the loan until the very end of the loans term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. Such loans allows borrowers to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Ratha, Bech, Mut, Nat, Mun



Loan details


Lenders and lending teams



Loan details