Funded

Total loan: $375
Powered by 13 lenders

Jenny

Ecuador
Guayaquil, Ecuador / Cosmetics Sales

A loan of $375 helped buy cosmetics to sell.


Jenny's story

Jenny has 6 years’ experience with her business of selling cosmetics and jewelry. She has been working since she was in school helping her mother. She would take products to sell them at school. In a way, it was her mother who started the business. Once she was of legal age, she decided to start buying her own products. The reason she is asking for a loan is that she was pregnant and had to stop working for one year. Now she works everyday from 9 a.m. to 6 p.m.

Jenny wants to use the loan to invest in her business. She wants buy other products that for the lack of working capital she hasn’t been able to.

Jenny is a single mother. She is 24 years old and she has 2 children. Currently, she is separated from her husband. She lives in a house that belongs to her in-laws. They have practically given it to her to live. In spite of their separation, the father of her children helps them every month.

Jenny’s wish is to be able to buy a used car that would help her with her business and have a bigger income.

Translated from Spanish by Ana Gabriela Clark, Kiva Volunteer.

Jenny tiene una experiencia ya de 6 años con su negocio de venta de cosméticos y bisutería. Desde la época de colegio ella ya trabajaba por medio de su mama. Llevaba productos a vender a su unidad educativa. Su mama fue la que prácticamente la inicio con el negocio. Una vez cumplida la mayoría de edad decide comprar sus propios productos. El embarazo que ella tuvo la dejo sin trabajar un año motivo por el cual esta solicitando crédito. Trabaja todos los días de la semana en horario de 9 a.m. hasta las 6 p.m.

Jenny desea el crédito para invertir en su negocio. Además desea poder incluir otros productos los que por falta de capital no lo ha hecho.

Jenny es madre soltera. Tiene 24 años y 2 hijos. Actualmente esta separada de su esposo. Vive en una casa que es de sus suegros la que prácticamente se la han obsequiado para que viva con sus hijos. A pesar de la separación con el padre de sus hijos este le ayuda mensualmente. Su deseo es poder comprarse un carrito de segunda. Con el que le ayudaría bastante en la movilización de su negocio y por ende obtendría mayores ingresos.


Loan details

Loan length:

9 months
Disbursed date: May 4, 2007

Lenders and lending teams



Loan details

Loan length:

9 months
Disbursed date: May 4, 2007