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El Surcador Group
In this Group: Claudia , Rene, Elena, Luz Marina , Martha, Fortunata, Jorge, Maria, Igor, Dionicia, Leonor, German, Facunda, Isabel
This group called "El Surcador" has 14 active members - 11 women and 3 men. These members belong to the community Alta Andina of Pancarhuaylla in the province of Anta.

In this rural area, the members mainly dedicate themselves to farming. They grow potatoes, beans, wheat, barley and corn and also raise livestock. They buy cattle and pigs which they sell at their respective times at the highest price.

The women members of the group directly farm their lands and alternate this work with other small businesses that they established in this area. These members want badly to fulfill their dreams so that they can give their children a better education. All the members want to give you an affectionate greeting, thank you for your help with this loan and promise to pay within the stipulated time.
View original language description ↓
Este banco está denominado "EL SURCADOR", Cuenta con 14 miembros activos, de los cuales tenemos a 11 mujeres y 03 varones; Estos socios pertenecen a la comunidad alto andina de Pancarhuaylla, de la provincia de Anta.

En está zona rural los socios se dedican principalmente a la agricultura, ellos cultivan papa, habas, trigo, cebada, maíz, también alternan está actividad con la ganadería, compran animales vacunos y porcinos, que en su respectivo momento ellos venderán estos animales a mayor precio.

Nuestras socias mujeres directamente se dedican a cultivar sus tierras y alternan sus actividades con otros pequeños negocios que ellas mismas se crearon en la zona, son socios que tienen muchas ganas de realizar sus sueños y dar mejor educación a sus menores hijos; Todos los socios de este banco, hacen llegar a Ustedes su saludo afectuoso y agradecen vuestra ayuda mediante el préstamo otorgado y comprometiéndose así a pagar en el plazo estipulado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 3.3
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Surcador Group's $3,775 loan helped a member purchase and sale of livestock, purchase fertilizer and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 17, 2009
Feb 18, 2009
Currency Exchange Loss:
Sep 15, 2009