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Gertrudis Ramona
Ms. Gertrudis Ramona H. M. is 52 years old. She is single and has two sons who are 26 and 23 years old, respectively. For 22 years Ms. Gertrudis has been selling bread in a confectioner's shop, and her goals are to keep healthy and to continue working to keep on supporting her sons. Ms. Gertrudis started this business out of the need to give her children their daily bread since their father abandoned them. For this reason, she decided to take charge of her family by creating a source of income. The Kiva loan is for working capital since she needs to purchase wood, sugar, eggs and yeast.
View original language description ↓
La señora Gertrudis Ramona Hernández M. tiene 52 años, está soltera, y tiene dos hijos de 26 y 23 años, respectivamente. Hace veintidós años que Doña Gertrudis trabaja como un vendedor de pan en una repostería, y sus propósitos por este negocio son de seguir con salud y seguir trabajando para brindarle apoyando a sus hijos. Doña Gertrudis inició a este negocio por la necesidad de facilitarles a sus hijos el pan de cada día debido a que el padre los abandonó. Por esta razón, ella decidió hacerse cargo de su familia para generar una fuente de ingresos. El financiamiento de Kiva es para capital de trabajo ya que necesita realizar la compra de leña, azúcar, huevo y levadura.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Gertrudis Ramona working capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2009
Feb 25, 2009
Currency Exchange Loss:
Aug 15, 2009