A loan of $1,000 helped purchasing seeds, fertilizer, fuel and lubricants.

Farhod's story

Farhod M., 32, is married and has 4 children. He lives in Istaravshan town and works with his brother in agriculture. Five years ago, he decided to begin to cultivate land that he owned. He did so to generate more income that would enable him to support his family.

Farhod grows potatoes and onions, which he must give the proper care so that he can produce a full, healthy harvest. He will use the loan money to buy inputs that will enable him to improve production yield. Farhod has discovered over the years that he enjoys doing this job, and that's why he will continue to use loans in order to improve his farm and become a better farmer.

More about Tajikistan and IMON International

Tajikistan is perhaps best known for its rich history, which includes a key post along the Silk Road; the end of Alexander the Great's rule; and with its famous great thinkers, philosophers, scientists and poets as: Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi and many others. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But, Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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