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Khaiy S. is 50 years old. She lives with her husband in Bait district, Takeo province. She is a local teacher at state school and sometimes she buys and sells silk scarves to market-wholesaler at Phnom Penh city. On average, she makes a combined income around US$6 per day, while her husband earns about US$7 a day by working as construction foreman. This couple has six children, two of whom are employed and four who are in school.

Mrs. Khaiy is asking for a loan to purchase more scarves to sell at Phnom Penh.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 146
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khaiy to purchase more scarves to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 6, 2009
Feb 18, 2009
Currency Exchange Loss:
Jun 17, 2010