Khaiy S. is 50 years old. She lives with her husband in Bait district, Takeo province. She is a local teacher at state school and sometimes she buys and sells silk scarves to market-wholesaler at Phnom Penh city. On average, she makes a combined income around US$6 per day, while her husband earns about US$7 a day by working as construction foreman. This couple has six children, two of whom are employed and four who are in school.
Mrs. Khaiy is asking for a loan to purchase more scarves to sell at Phnom Penh.