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Qalamirza A. is a 62-year old man. Qalamirza and his wife, who is a housekeeper, have 4 children.

He has been running his own small business for nine years. He has a store that sells shampoos, detergents, tooth-paste, brushes and other items. Qalamirza is very friendly and polite, which attracts clientele.

He is requesting a loan of $1200 so that he can purchase more goods to sell and increase the range of products for sale. Qalamirza promises to pay his loan during a 15 month time period and thanks everyone who decides to support him.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Qalamirza purchase more goods to sell and increase the range of products for sale.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 26, 2009
Feb 18, 2009
Currency Exchange Loss:
Jul 1, 2010