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Yasmeen M.shafiq Group
In this Group: Yasmeen , Zarina , Munawar , Ameeran
Yasmeen baji, 39, resides in Arifwala, Pakistan, where she is married to M. Shafiq, who has operated a dry fruit business for the past 10 years. The mother of five daughters and one son, all attending school, Yasmeen baji helps her husband by selling his dry fruits in the community, earning a good profit for the family. She previously repaid her first loan from Asasah (a microfinance institute in Pakistan), and is now applying for a new one to buy more dry fruits to sell.

Yasmeen is a group leader of three other women in her community:

Zarina baji wants a loan to buy vehicle wheels to sell;

Munawar baji is requesting a loan to purchase cosmetics to sell;

Ameeran baji wants a loan to buy seasonal fruits to sell.

The funds for this group loan will be distributed among the members, each of whom will invest in her own business. The members guarantee one another's loans, so if one does not repay, the others are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,631,950
    Funds lent in using Kiva
  • 79.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yasmeen M.shafiq Group's $800 loan helped a member to buy dry fruits to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 17, 2009
Feb 17, 2009
Currency Exchange Loss:
Apr 22, 2010