A loan of $1,200 helped a member to purchase two more piglets for breeding.


Mrs. Vanna Soeurn Village Bank Group's story

Twelve people living in Prey Khmer village in the Kampong Chhnang province comprise this village bank loan. The loan will be used for various purpose. Mrs. Vanna S., a pig breeder, is the 44-year-old village bank president. Since her business is doing well, she would like to expand it and has decided to ask for a loan to buy two more piglets for breeding to earn more income. Her husband, Mr. Nuo Pin, is a farmer who owns a plot of land and cultivates rice. Mrs. Vanna S. has three children, two of whom are enrolled in the local school while the youngest one is too young to work or study. Mrs. Chheng Chhun who is a group guarantee is presented in the picture with the village bank members.

Ten members in this group loans are end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Vanna, Sokhon, La, La, Sokhai, Mao, Champar, Samlout, Net, Chantha, Sat, Sophea
*not pictured



Loan details


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Loan details