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Parveen M. Khalid Group
In this Group: Parveen , Kosar , Shahnaz
Parveen baji is 28 years old and married. She has been a citizen of the city of Multan, Pakistan for the past 25 years. She is the mother of one son and one daughter. Both of her kids are in kindergarten.

Parveen baji is a seamstress; she sews clothes to pay the school fees of her children. Her husband, M. K., has been involved in a scrap business for the past 10 years. Parveen baji is applying for a loan to buy scrap for her husband’s scrap business.

Parveen baji is a group leader of some more women of her locality. Kosar baji and Shahnaz baji each want a loan to buy donkey carts for loading.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 321
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 79.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Parveen M. Khalid Group's $525 loan helped a member to buy scrap.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 17, 2009
Feb 17, 2009
Currency Exchange Loss:
Apr 22, 2010