A loan of $725 helped a member to purchase fish to sell.


Mrs. Sreang Lang Village Bank Group's story

This village bank loan, which consists of eleven people, is located in Trapang Buon village in Kampong Chhnang province. Mrs. Sreang L. is a village bank borrower that has been selected by the group members and the loan will be used for many different purposes. For instance, Mrs. Sreang L. is requesting the loan to buy more fish for her current business which is going well. Her husband, Mr. Mao Da, is a farmer who owns 1.5-hectar and cultivates rice for a living. Mrs. Sreang L. is 42 years old and the mother of five children. Two of the children help their father with the farming while the remaining three are attending the local school. Mrs. Kmao Ur and Mrs. Voeurn M. who are group guarantors are also presented in the picture with other village bank members.

Eight members in this village bank loan are end-of-term loans and the rest have monthL. payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financialL. able. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of onL. 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Sreang, Nhannh, Keo, Chanthou, Sam Ath, Nai, Rum, Horm, Khry, Sambath, Sokmai
*not pictured



Loan details


Lenders and lending teams



Loan details