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Zaratou O. is a retailer of pagnes (colorful West African cloth) at the grand marketplace of Lomé. She has been in this business for 78 years, and it remains her main source of income. She is 48 years old, married, and the mother of five. She would like to expand her market by stocking her shop with new, quality pagnes with the intention of using this opportunity to improve her family's living conditions.
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Zaratou O. est une revendeuse de pagne au grand marché de Lomé. Elle exerce cette activité depuis 78 ans et demeure sa principale source de revenus. Agée de 48 ans, elle est mariée et mère de 5 enfants. Elle désire augmenter la taille de son marché en alimentant sa boutique de nouveaux pagnes et de qualité. Elle compte sur cette opportunité pour améliorer les conditions de vie de sa famille.

Additional Information


FECECAV is a cooperative union registered in 1997. Its mission is to serve the financial needs of local people who have been excluded from the traditional financial system. It serves more than 50,000 members in the Plateau and Maritime regions of Togo. FECECAV is a not-for-profit organization.

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • 508.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Zaratou to buy cloth for resale.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Feb 3, 2009
Feb 13, 2009
Currency Exchange Loss:
Sep 15, 2012