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Zahida M. Arshad Group
In this Group: Zahida , Asia , Abida , Sajida
Zahida baji is a 30 year-old old married lady and a citizen of a city named Multan, Pakistan for the past 15 years. Her husband's name is M. A. and he runs a boutique where he displays his collection which he prepared with the help of his wife Zahida baji. Zahida baji is the mother of one son who has a chicken-meat selling business for the past 2 years. Zahida baji is applying for a loan to buy material (colored thread, cloth and beads) to expand her husband’s boutique.

She is a group leader of some more women from her locality. Asia baji wants a loan to buy cotton to sell. Abida baji wants a loan to buy a donkey cart for loading. Sajida baji wants a loan to buy scrap for her scrap business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 79.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zahida M. Arshad Group's $525 loan helped a member to buy material for boutique.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 17, 2009
Feb 15, 2009
Currency Exchange Loss:
Apr 27, 2010