A loan of $4,475 helped a member to diversify his business by adding purified water.

Obéissance Group's story

José has been selling round flat biscuits since 2003. He sold his shirt for $2.50 to start his business. He used that money to buy several kilos of wheat flour, some sugar, baking powder and some charcoal to start making round flat biscuits. From 2003 to 2006, José’s business was prosperous and he used the profits generated to increase his working capital $41. From 2006 to 2008, he diversified his business by adding doughnuts and packaging materials. He joined one of Hope’s groups called “Obéissance,” meaning “Obedience,” in October 2008. The loans received from Hope have strengthened his business. He is planning with the next loan to diversify his business and increase profit by adding purified water. Currently, his working capital is about $200. José’s business makes about $6 of profit per day. He is ambitious and dreams someday to open a small store. José is 43 years old, married, and has five children between the ages 2 and 10. Three of them are pupils. He also takes care of his younger brother who is still a student. José likes his business because it has stabilized him financially. His community bank group consists of 41 members.

In this group: José, Béatrice, Tshibangu, Mamie, Justin, Thérèse, Valantine, Freddy, Marie, Pélagie, Chantal, Miriam, Adéline, Jeanette, Mansanga, Rousse, Claudine, Marie, Marie, Freddy, Mapatricia, Blandine, Papy, Marie, Régine, Mputu, Chantal, Monique, Beverly, Bernadette, Cécile, Trésor, Céline, Marthe*, Aimée, Pauline, Esther, Lunzayila, Mireille, Charlie, Yves

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