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Epenesa has three children, and when her husband abandoned the family, she was left without income and no means to provide for her children. She heard about the SPBD program from other women in her village and decided to join and start her own business. With her small plot of family land, she was determined to show that not only men can be successful farmers. With an initial loan, she bought some vegetable seeds. Three months later, she had a vegetable crop and began selling her produce at the local markets. Now she has an income stream that is larger than the income her husband had previously been able bring home. Having repaid the first loan, Epenesa is eligible for a second loan. She will use additional loan funds to purchase seeds and gardening tools.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 35
    View loans »
    Samoa Loans Fundraising
  • $8,468,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Epenesa buy seeds and gardening tools.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 9, 2007
Apr 24, 2007
Currency Exchange Loss:
Dec 16, 2008