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Loboko Group
In this Group: Monique, Emérance, Alphonsine, Lucianne, Elisabeth, Dorcas, Sadine, Christine, Moise, Richard, Bebe, Mariame, Arlette, Generose, Henriette, Rose, Eva, César, Christelle, Viany, Belonne, Alphonsine, Françoise, Neige, Tati, Nancy, Fiston
Monique sells beverages, salted and smoked fish, and mushrooms. She has been in business off and on since 1981. She started by selling rolled cotton. Her beginning capital was US$ 7. Her first business prospered but lasted only for six months due to the lack of goods on the market.

Monique had to change businesses. She started selling rice and soaps at the market, but was severely impacted when the Congolese Franc lost its value in 1981. She lost all of her capital and went to take care of her family until 2003.

Monique launched another business in 2003. She started selling beverages, cakes and waffles until 2007 when she joined one of Hope’s groups called “Loboko” meaning “Hand” in English. Through her sales, Monique makes about US$ 70 per week. Monique plans to use her loan from Hope to diversify her business and sell salted and smoked fish and mushrooms. In order to increase her income, Monique has various points of sale within her community. She dreams one day of putting up a large business building that she can rent out for additional income.

Monique is 64 years old, married, and a mother of twelve children between the ages of 22 and 46; two of her children are sick and stay with her. The rest of her children are independent. In spite of her age, Monique likes selling because it gives her the opportunity to make contact with many different people, and once they become permanent customers, she is able to offer them quality products at a better price and they keep coming back.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,965,500
    Funds lent in using Kiva
  • 675.0
    Congo/Kinshasa Francs (CDF) = $1 USD

Success!! The loan was 100% repaid

A portion of Loboko Group's $3,750 loan helped a member to purchase some bags of salted and smoked fish and mushrooms.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 4, 2009
Feb 18, 2009
Currency Exchange Loss:
Jul 15, 2009