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Joaquin N. B., a client who works in construction, does work in masonry, plumbing, and carpentry. He currently has a contract in the town of Coroico. He leaves every week to see his family. He also does home repairs in the region where he lives. Joaquin has his own home and a family comprised of his wife and two school-aged children. His wife works as an employee in a home in Los Pinos and on the weekends works at a "chicharroneria" [a type of restaurant] near her home.

Joaquin has been working with Emprender for 2 years. He finds himself in his fourth sequence due to the fact that for his work he asks for long installments. However, he always demonstrates punctuality and responsibility in his payments.
View original language description ↓
El Sr. Joaquin N. B., cliente que se dedica a la construcción, realiza trabajos de albañilería, plomería y carpintería, tiene actualmente un contrato en la población de Coroico, él sale cada semana a ver a su familia, tambien trabaja en arreglo de viviendas por la zona donde vive.
El Sr. Joaquin tiene casa propia y una familia compuesta por la esposa y dos hijos en edad escolar. La esposa trabaja como empleada del hogar en una casa de Los Pinos, y los fines de semana trabaja en una chicharroneria cerca de su domicilio.
Hace dos años que trabaja con Emprender, se encuentra en su cuarta secuencia debido a que por su trabajo solicito plazos largos, pero siempre demostró puntualidad y responsabilidad en sus pagos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $34,692,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Joaquin to buy raw material.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 22, 2009
Feb 12, 2009
Currency Exchange Loss:
Aug 15, 2009