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Monique S., 41, was able to attend school up to high school. She has 3 children, Florel, Asriel et Joresee, all three of whom are enrolled in school. For eight years, she has been running a small restaurant. She also sells drinks. In the morning, she sells porridge, a local dish made from corn (maize), brewed drinks, water, and cooked rice. Presently, she is in a period of slowing sales, but in future, she would like to sell evenings as well. The loan that she is requesting is through Kiva field partner, Alidé.

The meaning of Alidé in the local language of Benin, Fon, is "another path always exists for the most poor". Benin is a small country in West Africa beside Nigeria, where the GNP per capita is US$ 1,500. Alidé offers special 0% interest loans to very vulnerable clients and it is in a group which will soon be beginning a micro health insurance program.

View original language description ↓

La signification d’ALIDé en langue locale du Bénin, le Fon, est « un chemin existe toujours pour les plus pauvres ». Le Bénin est un petit pays de l’Afrique d’Ouest à coté du Nigeria où le PIB par habitant est à $1,500. ALIDé offre les prêts spéciaux a 0% d’intérêt aux gens très vulnérables et il est dans un groupe qui lancent bientôt un programme de la microassurance santé.

S. a 41 ans. Elle est allée à l'école jusqu'au lycée et elle a trois enfants. Les 3 enfants sont scolarisés: Florel, Asriel et Joresee. Depuis 8 ans elle fait la restauration. Elle vend aussi de boissons. Elle vend les matins la pâte,une nourriture locale à base de farine de maïs, les produits de la brasserie, l’eau fraiche et du riz préparé. Actuellement elle connaît la mévente, mais dans l’avenir elle voudrait commencer par vendre aussi dans le soir.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 506.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Monique purchase of foodstuffs used in preparing cooked food.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 24, 2009
Feb 10, 2009
Currency Exchange Loss:
Dec 15, 2009