Tomas works as a wage-earning taxi driver in the city of La Paz; he is a widower and lives alone in his old age though he is supported by his children who are independent. His home is located in the Lagunas zone in the city of El Alto.
Currently, Tomas rents his home and this loan will be used to buy a prefabricated garage which he can place on his land where he already has a small edifice built. Tomas will use this as his bedroom and therefore be able to live more calmly since he will be able to keep his taxi in a secure place at night and not have to walk to his home; he will also be able to save on rent.
This is his second loan from Impro; his punctual payments on his previous loan make it easy to approve him for this one.
Tomas trabaja de transportista asalariado manejando un taxi en la ciudad de La Paz; es viudo y es una persona de la tercera edad que vive solo con el apoyo de sus hijos que ya son independientes. Su domicilio esta ubicado en la zona Las Lagunas de la Ciudad de El Alto.
En este momento Tomas vive en alquiler y el préstamo que ahora solicita será utilizado para comprar un garaje pre-fabricado y ubicarlo en su terreno, donde hay una habitación construida que Tomás planea utilizar como dormitorio y de esa forma podrá vivir con mayor tranquilidad pues podrá guardar el taxi en un lugar seguro por las noches y no tener que caminar para llegar a su hogar y al mismo tiempo ahorrar el costo de alquiler que paga.
Es segundo crédito con Impro,; el buen comportamiento de pago permite facilitarle otro préstamo.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.